WEBVTT 00:00:03.234 --> 00:00:05.784 Receiving monthly allowances is a policy to support workers who have participated 00:00:05.784 --> 00:00:08.334 in social insurance but have not paid enough years to receive pensions. 00:00:08.614 --> 00:00:11.674 helping them have a stable income at a minimum level when they are no longer able to work. 00:00:12.414 --> 00:00:15.919 According to Article 23 of the 2024 Law on Social Insurance, people receiving 00:00:15.919 --> 00:00:18.614 monthly allowances who are Vietnamese citizens meet the following conditions. 00:00:19.214 --> 00:00:22.614 First, they have reached retirement age from July 1, 2025. 00:00:23.114 --> 00:00:26.002 Specifically, male workers are 61 years and 3 months old, female workers are 00:00:26.002 --> 00:00:27.334 56 years and 8 months old. 00:00:27.334 --> 00:00:30.030 Second, having paid social insurance for a period but not meeting the conditions 00:00:30.030 --> 00:00:31.274 for enjoying pension according to regulations. 00:00:31.534 --> 00:00:34.314 Third, not yet old enough to receive social pension benefits as prescribed. 00:00:34.574 --> 00:00:37.325 Fourth, employees do not choose to enjoy one-time social insurance and do not 00:00:37.325 --> 00:00:38.594 preserve the time they have paid. 00:00:38.594 --> 00:00:41.210 and if required, they are entitled to monthly allowances from the social 00:00:41.210 --> 00:00:42.954 insurance contributions that the employee has participated in. 00:00:44.034 --> 00:00:47.174 Based on about 6 Article 23 of the 2024 Law on Social Insurance, 00:00:47.814 --> 00:00:50.614 people who are receiving monthly allowances are covered by the state budget for health insurance. 00:00:50.614 --> 00:00:53.760 Accordingly, beneficiaries do not have to pay health insurance themselves and 00:00:53.760 --> 00:00:56.334 can still have health insurance to use during examination, 00:00:56.614 --> 00:00:59.954 treat diseases according to their rights and enjoyment levels when they unfortunately have pain or illness.