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The money exchange activity that
organizations and individuals arbitrarily carry out 

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then that is a violation of the law and
the law has been banned for a very long time 

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and the thing that percentage discounts
or those tricky methods 

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to attract others to participate in
this money exchange activity 

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then those are illegal acts 

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and the subjects take advantage of
this money exchange 

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then by being money exchangers you have
to accept a certain percentage 

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then that is illegal profit 

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and if in case of
being detected by functional agencies 

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then they will be fined up
to 40 million VND 

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and the illegal profit will be confiscated 

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and the money used to carry out the
method of violating the law 

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that's the administrative sanction. 

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What about in the case of using
counterfeit money to exchange 

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then that is fraud 

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and all the property obtained from
crime will be seized 

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to return to the victim