WEBVTT

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The occupational accident insurance
regime is specifically regulated in 

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Articles 41, 42 and 44 of the Law on
Occupational Safety and Health 2015. 

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Accordingly, the Occupational Accident
Fund is a component fund of the Social 

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Insurance Fund used to pay and support
employees when they are unfortunately involved in occupational accidents. 

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The occupational accident and disease
regime aims to share the burden, 

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partially cover or replace the income of
workers when they are unfortunately involved in occupational accidents. 

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With that practical meaning, this policy
has created a solid foundation, helping 

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many workers overcome risks and
difficulties when suffering from occupational diseases or accidents. 

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Employees who are entitled to
occupational accident benefits when 

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meeting all prescribed conditions and
have lost at least 5% of their working 

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capacity due to an accident while
working are entitled to occupational accident benefits. 

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For cases of 5 to 30% reduction in
working capacity, they will receive a 

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one-time allowance and for cases of 31%
or more reduction in working capacity, 

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they will receive a monthly allowance. 

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Service allowance for employees with
reduced working capacity of 81% or more 

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but living a paralyzed life or being
blind in both eyes or holes, paralyzed 

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in both limbs or suffering from mental
illness, in addition to the prescribed 

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benefit level, are also entitled to
monthly service allowance equal to the basic salary. 

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Workers also enjoy health insurance when
thinking about receiving monthly occupational accident benefits. 

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In addition, the law on occupational
safety and hygiene also stipulates the 

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responsibility of employers towards
employees who have had work-related 

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accidents and occupational diseases,
such as timely first aid and first aid 

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for employees who have work-related
accidents and must advance the cost of 

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first aid, emergency care and treatment for employees. 

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In addition, compensation must be paid
to employees who have had work accidents 

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without being entirely caused by this
person's fault and to employees with 

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occupational diseases at least 1.5
months' salary if their working capacity 

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is reduced by 5% to 10%, then increase
by 1% for employees who 

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have work accidents. 

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1.5% is added to 0.4 months' salary if
the employee's working capacity is 

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reduced from 11% to 80%, at least 30
months' salary for employees with a 

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working capacity reduction of 81% or
more, or for relatives of employees 

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who died due to occupational accidents.