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Level of voluntary social insurance
payment support according to the 2024 Social Insurance Law 

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From July 1, 2025, people from poor
households, residing in island communes 

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or special zones will be supported with
50% of the payment level 

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Near-poor households are supported with
40%, ethnic minorities are supported 

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with 30%, and other subjects
are supported with 20% 

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If a person belongs to many fields, will
receive the highest support level, the 

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maximum support period is 10 years, 120 months 

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The voluntary social insurance
contribution rate is 22% of income as 

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the basis for contribution, chosen by the participants 

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The lowest rate is 22,2% of poor
households in rural areas, 

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equivalent to 330,000 VND/month 

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The highest rate is 22.2% of the current
reference rate, equivalent to the basic 

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salary of 2.34 million VND per month 

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Participants can choose to pay in many
ways such as monthly, 3-month 1, 6-month 

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1, 12-month 1 time 

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1 time for many years, up to 5 years, or
1 time for the remaining time to be eligible for salary 

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Female workers who have children or male
workers whose wives have children, if 

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they have paid voluntary social
insurance, or both compulsory and voluntary 

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After 6 months out of 12 months before
giving birth, children will receive a subsidy of 2 million VND 

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In case the fetus is 22 weeks old or
older and dies at birth, the benefit is also enjoyed 

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Female workers who are ethnic minorities
or women with ethnic minority husbands 

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in poor households will enjoy other
support policies according to government regulations 

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With retirement benefits, voluntary
social insurance participants will 

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receive monthly pension when they reach
retirement age according to the 2019 

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Ministry of Labor and have paid social
insurance for 15 years or more